At present HD Faculty™ is not rated; notwithstanding, the cited countries' ratings summarises the respective country’s credit rating wherein HD Faculty™ or its related company is conducting or intends to conduct its business and affairs, as the date hereof.

In addition, the list on the right sets out HD Faculty™'s rating - in the countries wherein HD Faculty™ is conducting or intends to conduct its business and affairs.

Country's Rating	Entity's rating (if any), by:
Select country Canada United Kingdom Malaysia United States of America	Select company Dominion Bond Rating Fitch Rating Moody's Rating Standard & Poor's Rating