Investor’s Security Interest. HD Faculty™'s policy requires, from time to time, that the security interest granted, be it direct or indirect, secures the payment and satisfaction of any and all obligations, indebtedness, and liability to the respective creditor, be it present or future, direct or indirect, absolute or contingent, matured or not, extenuated or renewed, and howsoever incurred, and any ultimate unpaid balance thereof, and whether the same, from time to time, is reduced and thereafter increased or entirely extinguished and thereafter incurred again.

Governmental Risk Mitigation. To address the risks identified in Items 1.1 through 1.8 of the risk factors amongst others, HD Faculty™ looks to its Risk Management Team for solutions, which include, but not limited to, the utilisation of the Government of Malaysia and/or Canada platforms, such as Canadian Commercial Corporation (commonly referred to as “CCC”), and other eligible corporations/agencies that are mandated to address certain foreign customers’ risk factors, in respect to a given contract that has executed with an eligible Canadian exporter.