At present HD Faculty is not rated; notwithstanding, the cited countries' ratings summarises the respective country’s credit rating wherein HD Faculty or its related company is conducting or intends to conduct its business and affairs, as the date hereof.

In addition, the list on the right sets out HD Faculty's rating - in the countries wherein HD Faculty is conducting or intends to conduct its business and affairs.

Country's Rating	Entity's rating (if any), by:
Select country Canada United Kingdom Malaysia United States of America	Select company Dominion Bond Rating Fitch Rating Moody's Rating Standard & Poor's Rating